Scott Underwood "The Reverse Mortgage Guy"  has been exclusive to FHA Reverse Mortgages since 2007! I enjoy educating Alabama homeowners age 62 on how this can improve their retirement. To learn more while visiting my website use my rate and benefit calculator, counseling information, and get answers to common questions needed to completely understand the Federally Insured Home Equity Conversion Mortgage (H.E.C.M.), commonly known as a Reverse Mortgage. •  Learn the 4 Steps to a Reverse Mortgage  • Reverse Mortgage for Purchasing a House  ♦ Happy Clients  ♦Video   Reverse Mortgage (HECM) information, education, rates, advise, and in-person service for  Birmingham, Anniston, Gadsden, Hoover, Vestavia, Mountain Brook, Homewood, Chelsea, Montevallo, Pelham, Alabaster, Tuscaloosa, Montgomery, Gardendale, Trussville, Cullman, Decatur, and Huntsville Alabama. BBB A+ rated member of the National Reverse Mortgage Lenders Association (NRMLA)